Most Personal Loan Borrowers See Higher Credit Scores

MoneyTipsCan you raise your credit score by taking out a personal loan? You can if you borrow responsibly – and a new study from LendingTree.com shows that borrowers with lower credit scores can see significant benefits. Outstanding personal loan balances have nearly tripled since 2011, rising from $46.4 billion to $125.4 billion by June 2018. While that’s a small slice of America’s $13.54 trillion total household debt, the effect on credit scores shouldn’t be ignored. LendingTree found that 62.4% of personal loan recipients had a higher score one month after receiving a loan – surprising since pre-loan credit checks…

3 professional pieces of money advice you can’t afford to ignore when you buy a house…

For most people, purchasing a house will be the largest financial transaction of their lives, so it’s important to think about certain items before going through the process. You want to be mentally and financially prepared for every cost you might encounter.  Here are 3 expenses to plan for before you buy your first home; 1. The costs of a real estate transasction Generally, the main focus for a homebuyer using a mortgage is the seller price, but there are other costs to consider.  Using a realtor during the process can provide great value as they can provide a buyer…

6 Features That Determine a Home’s Final Sale Price

  "Some of the most substantial factors that affect the property {price} are about the property itself, such as how big it is, how many bedrooms, how nice it is," said Taylor Marr, a lead economist with real estate brokerage Redfin.  Ultimately, local home prices move up or down depending on the disparity between the number of residences listed for sale and the number of buyers looking to make a purchase. Yet, desirable home features and a favorable location command top dollar in any housing market, whether it is on the upswing or spiraling into a doldrum. Diferences in square…

Paint That Sanitizes and Air Purifies? Sherwin Williams Is Making It Happen

 Need a little color pick-me-up this winter? Sherwin Williams’ new Living Well collection of paints will have you ready to redo your entire house. Not only does the collection include 11 different color palettes designed to make you feel good, but it also includes paints with bacteria-killing and air-purifying technologies. Yes, you read that right Learn more HERE from hunker.com …