Most Personal Loan Borrowers See Higher Credit Scores

MoneyTipsCan you raise your credit score by taking out a personal loan? You can if you borrow responsibly – and a new study from LendingTree.com shows that borrowers with lower credit scores can see significant benefits. Outstanding personal loan balances have nearly tripled since 2011, rising from $46.4 billion to $125.4 billion by June 2018. While that’s a small slice of America’s $13.54 trillion total household debt, the effect on credit scores shouldn’t be ignored. LendingTree found that 62.4% of personal loan recipients had a higher score one month after receiving a loan – surprising since pre-loan credit checks…

How to Clean Your Gutters — Plus, Why It’s So Important to Do So Regularly

From ladder tips to cleaning tools and more, here’s what a roofing expert has to say about this important household chore. Make no mistake about it: If left unattended, a blocked gutter can turn into a big roof problem in no time. "Gutters are designed to help water drain off your roof," says Zach Shoffner of Farha Roofing. "When they’re clogged up with leaves and other debris, water has no place to drain, and so it goes back up and into the roof system potentially causing a whole slew of issues." On residential roofs, Shoffner says this can mean water getting trapped under…

The Best Paint Colors for Every Home Aesthetic

Color can make or break the ambience of a space. Here’s how to choose the correct hue for your home’s style. But what do you do when you’ve settled on an interior style but aren’t sure what hue to paint the room? "Selecting the perfect paint color comes down to two things: the aesthetic you’re hoping to achieve and the purpose behind your space," says Abbe Fenimore of Studio Ten 25. "You can brighten up a dark interior with lighter paint colors, while rooms with an abundance of natural light work well with darker hues." Looking for the perfect paint color for your unique taste?…

Home Upgrades With the Lowest ROI

File these 4 home upgrades under wish fulfillment, not value investment. Life is a balancing act, and upgrading your home is no different. Some upgrades, like a kitchen remodel or an additional bathroom, typically add value to your home. Others, like putting in a pool, provide little dollar return on your investment. Of course, homeowning isn’t just about building wealth; it’s also about living well and making memories — even if that means outclassing your neighborhood or turning off future buyers. So if any of these six upgrades is something you can’t be dissuaded from, enjoy We won’t judge. But go in with…