Ready to buy a home in Atlanta, GA
At some point in time, most homeowners will be faced with having to replace their roof. Time takes it’s toll on everything and roofs are no exception. It can be stressful, after all replacing a roof is one of the costliest upgrades a homeowners can make! When the time comes the number one question is … …
Roofs aren’t the most glamorous subject to discuss at dinner or social gatherings. As such, many homeowners don’t learn much about their roof until a problem occurs. From not knowing how much damage is actually there to not knowing whom to call when the roof leaks. Homeowners have plenty of questions when it’s time to … …
Most all manufacturers offer warranties on their products, roofing products are no different. What is different about roofing is many of our products are mandated to be installed in a specific fashion dictated by the manufacturers themselves. The consequences of ignoring these specifications are not only leaks and other problems but failure to follow their … …
Have you ever heard the phrase, “change your zip code”? This means if your current actions create the same outcome time and time again, you have to change your zip code to get a different outcome.I learned many lessons from my mentors during my Banking Career. One of the most valuable lessons was the Bank always does what is in the best interest of its Shareholders. It is the fundamental responsibility of a Corporation. Early in my Bank career my mentor granted me stock based on performance and I quickly understood the generous recognition to be a Shareholder. The wealth…
Shaun Graham has been promoted to Executive Vice President and added to Executive Management at Southeast Mortgage of Georgia, Inc., SEM. Our last EVP is now our COO. Since inception in 1993, SEM has had 6 Executives in this group with two retired. Shaun joined SEM on 10/10/2005. After a football career and graduating from the University of South Carolina, Shaun entered the Mortgage Industry as a Loan Officer in our call center and eventually worked his way through the ranks to Office Manager and then Senior Vice President. With a fundamental understanding of our business and the respect…
www.southeastmortgage.com Phone: 770-279-0222 …
The equivalent of $1 in 1963 is $7.79 in 2018. If you saved your $100 in cash under your mattress in 1963, you would $12.84 of relative cash left. If you invested $1 a day every day since 1963, you would have $842,416.Owning a home is an inflation friendly activity. Unlike cash that deteriorates due to inflation, home values rise. With QE1, QE2, QE3 monetary policy since the last financial crisis, inflation should be in the forefront of your personal financial plan.In today’s economic environment, holding cash is no longer king. A large cushion for the unexpected is always prudent; however,…
As everyone is starting to realize, the economy is slowing due to the Federal Reserve tightening (raising rates), Tariff battles, and inflation creeping into our daily lives. What should not be a surprise is we are 10+ years past the last recession. The historical average recovery period is 7 years. In the mortgage industry we all basically get money from the same place to lend to clients. The competence and service we provide is the differentiator for clients. Unlicensed Bank Originators and Licensed Non-Bank Originators, spend 6-8 hours working with a client. The client spends 15 – 30 years with their…
Cal HauptChairman and Chief Executive OfficerSoutheast Mortgage of Georgia, Inc.www.southeastmortgage.comPhone: 770-279-0222 …