Economic Downturn: Safe Path for Client’s and Companies

As everyone is starting to realize, the economy is slowing due to the Federal Reserve tightening (raising rates), Tariff battles, and inflation creeping into our daily lives.  What should not be a surprise is we are 10+ years past the last recession.  The historical average recovery period is 7 years. In the mortgage industry we all basically get money from the same place to lend to clients.  The competence and service we provide is the differentiator for clients.  Unlicensed Bank Originators and Licensed Non-Bank Originators, spend 6-8 hours working with a client.  The client spends 15 – 30 years with their…

Shareholders at Southeast Mortgage

“Shareholders at Southeast Mortgage are Quantitative Producers in both Sales and Operations, Loyal Teammates, and those who inspire us to be the best.  Taking care of our team during their work years and after is our fiduciary responsibility.  At the end of the day, I work for 34 of the best bosses a Chairman can have!”  Cal Haupt, Chairman and CEO, Southeast Mortgage of Georgia, Inc.www.southeastmortgage.comPhone: 770-279-0222 …

Reality of what is happening in the Economy Today – October 21, 2018

View the Economy this way.  Does a boat run just as fast when its high tide as low tide?The answer is yes if you pay attention and steer your boat watching your mapping and depth instruments with an experienced eye.  Like the tides, the Economy is Relative and steering is required no matter how big you think your boat is or how fast.  Without the medium in which a boat operates (water) and the medium a Mortgage Company Operates (Sustained Operating Capital) both can run a ground.  Experience Matters because you do not know you hit ground until its too…

Discussion about Innovation & Adaptation – Cal Haupt

Technology evolution provides consumers with a choice on how they apply and partners with real & fast 15 minute approvals through innovative systems like GooRu.Client’s do business with a mortgage company the way they want, not how you want them to apply.Realtors and Partners need to know their clients are approved prior to showing homes.  Southeast Mortgage provides the client and the Real Estate Professional with the technology they need and want.  The days of calling an Originator, waiting for a call back, waiting for the client to give the Originator the information, and then getting a pre-approval in day…

Organic Growth Explained – Cal Haupt

Balancing client need and a Licensed Originator’s career is critical to sustainable success and organic growth.If you have experienced a decline in volume over the past few months, this video will explain how to grow during a slow down and avoid having to change your employer every few years.  “25 years of success reinforces our philosophy’s TRUTH.” Cal Haupt, Chairman and CEO, Southeast Mortgage of Georgia, Inc.www.southeastmortgage.comPhone: 770-279-0222 …

The SEM Culture & How We Have Changed The Path For The Future Of Our Employees

Kathy Gyselinck, Chief Operating Officer & Major Shareholder, discusses The SEM Culture & How We Have Changed The Path For The Future Of Our Employees.  “I have worked with Kathy at two banks and Southeast Mortgage of Georgia, Inc. for 30 years.  She shares our passion for fairness and opportunity for all.  As one of our largest shareholders, Kathy is an example that belief and dedication to a common goal can fulfill your life’s ambition.”  Cal Haupt, Chairman and Chief Executive Officer.www.southeastmortgage.comPhone: 770-279-0222 …

Imitation Reinforces Southeast Mortgage is Effective

I truly get excited when competitors copy or mock what we do.  We have always chased the horizon with a mindful eye on sustainability and benefit to our Shareholders.  Every day we find a new island as we voyage forward using innovative and effective tools.SEM Innovations & Difference:> 20001- Internal Appraisal Management> CRM – Image based highly customized art that creates new applications for MLOs at no charge.  Also, capable of targeting market opportunity daily.> Social Based relationship development (Social MAX Offices)> Employee Stock Ownership Programs (Not an ESOP! ESOPs cash out an existing Owner)> Media Studio in house with…